Auto Insurance

What is Comprehensive Auto Insurance?

What is Comprehensive Auto Insurance?

Learning what is comprehensive auto insurance will allow you to understand how auto insurance works in general and it’s an important part of your coverage.

A recent blogger asked:

What kind of auto insurance covers damage to your vehicle such as vandalism, theft, or another car hitting your car while it is parked on the street?

What is Comprehensive Auto Insurance?

What is covered under comprehensive auto insurance coverage? It covers vandalisms, theft, fires and things of that nature.  If your car is struck by another vehicle (while parked or moving), you would use your collision coverage.  If your car is struck by someone that doesn’t have insurance, or they flee the scene, you would want to make sure you have Uninsured Motorist coverage.

Often Uninsured Motorist & Underinsured Motorist coverage is an additional type of coverage that you really want to make sure you have.  Some states have what is referred to as “Other than Collision” auto insurance coverage which covers everything other than an accident, i.e. you hit an animal, a tree falls on  your car, etc.

What is Comprehensive Auto Insurance?

If you currently have an auto insurance agent, make an appoint to discuss the exact details of your current policy or to get a quote on adding additional auto insurance.  A good agent is more than happy to give you the details of this type of add-on policy and explain what is and what isn’t covered.

Here at we specialize in providing online free insurance quotes from the most competitive auto insurance companies that service your specific area defined by your zip code.  By getting 3-4 quotes you’re assured you’re getting the lowest premium possible for your specific situation.  It’s easy, fast and very convenient.

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One Response to What is Comprehensive Auto Insurance?

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