Cheap Auto Insurance in Jacksonville FL with PIP Coverage

It isn’t every day that you’re looking for new car insurance, but if you need cheap auto insurance in Jacksonville FL with PIP coverage from a top tier company that gives you free discount quotes through our Rapid Quote Partner Network, then you’ve come to the right place.

All of the partners in our network are in a relationship that will allow you to get multiple free quotes and discount pricing on some of the best car insurance in Jacksonville FL with Personal Injury Protection which you need since Florida is an “at-fault” State.  You may understand this or you may not, but we’ll discuss this in a bit.

To obtain low cost car insurance quotes in Jacksonville FL, simply put your zip code into our system, select your insurance and click “get quote”.  You’ll be given a page of our partners quoting discount pricing for your Jacksonville Florida location.  By getting 3-4 quotes you’ll virtually guarantee you’re getting the best pricing for your situation hands down and the best part is that it only takes a few minutes.

Cheap Auto Insurance in Jacksonville FL – Quoting Advantages

The reason that car insurance quoting has become so popular is due to a couple of factors that make all the difference for most folks.  The convenience of quoting from home may seem obvious, but when you think of previous generations having to contact insurance agents and setting appointments for meetings spending precious time to simply get a quote or policy it’s almost laughable.  Today, you quote from the comfort of your home when you have a few extra minutes and you get three or four quotes and select the best one all within a half hour.  You don’t even have to buy a policy.  You can just price shop because the quoting is free and there’s no obligation to buy.

The second reason it’s so popular is because price comparison shopping saves money.  We do it for everything from groceries to clothes, but until the internet there wasn’t an easy way to go about it with regards to car insurance.  By cutting out the middleman, our network partners give discount quotes that can save a person a substantial amount of money.  Having multiple companies compete for your business is about as good as it gets when it comes to saving money to buy something that you have to have.  In fact, it’s our experience that Florida and California residents use online quoting the most.

Cheap Auto Insurance in Jacksonville FL – What is PIP Coverage?

Florida is one of a handful of States that are considered “no-fault” States when it comes to car insurance meaning your insurance company will make payments for your injury claims regardless of fault, up to the limit specified in your policy. Under this system, you may lose some of your rights to sue under this type of system. Details of a no-fault type of system vary from each other in the States that have it.

Personal Injury Protection (PIP) helps pay for “reasonable and necessary” medical expenses for you and your passengers. Florida state law requires a minimum Personal Injury Protection coverage of $10,000.

Here’s a video that explains Florida’s PIP coverage in more detail:

PIP Coverage is mandatory in Florida and you can get it quoted while getting pricing on your policy through our system.  We’ll touch on the other Jacksonville Florida car insurance requirements below so you get the full picture of what’s needed.

Cheap Auto Insurance in Jacksonville Florida – State Requirements

Florida requires PIP coverage as discussed above as well as property damage liability coverage with a minimum of $10,000 of coverage.  While it’s not required initially, if you’ve been in an accident, you may also be required to get personal injury liability coverage.  While Florida doesn’t require uninsured and under insured motorist coverage it’s a valuable coverage to get and it’s quite inexpensive for the benefit of having the coverage.

While trying to get the cheapest car insurance in Jacksonville Florida possible you may be tempted to get less coverage to save money, there are a host of other ways to save money on your car insurance than to skimp on your coverage.  The link provided will give you a bunch of additional ways to save on your premiums.

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Posted in: Auto Insurance, Insurance