buy discount auto insurance in Brooklyn NY

Buy Discount Auto Insurance in Brooklyn NY

Figuring out who to buy discount auto insurance in Brooklyn, NY from can be challenging.  We offer multiple quotes fast and at no cost from the best top providers serving the Brooklyn marketplace.

Getting multiple online quotes for auto insurance in Brooklyn versus settling for an insurance quote from one company is what allows you to save serious money.  Having top companies compete for your business virtually guarantees you the best pricing for your specific situation and it saves you time in the process.  It’s also become the best way to save money on every type of insurance that you may need.

Buy Discount Auto Insurance Brooklyn NY

As you’re likely aware as a resident of Brooklyn, insurance in Brooklyn is a very expensive proposition indeed.  To combat the dramatic increases in costs, wise folks are getting their auto insurance requoted annually at a minimum.  Increases in premiums for even good drivers with good credit has been on the rise and auto insurance is dramatically more expensive in Brooklyn than much of New York and certainly the National average for that matter.

Auto insurance in Brooklyn is regulated at the State level as is the case in all states.  In New York, you have a no-fault system that is used for insurance.  This means that whether or not you are found at fault  for an accident, your insurance will be responsible for all of your costs and damages related to the accident up to your policy limits.  Under no fault systems you may have a more limited right to sue.

No fault auto insurance in Brooklyn is supplemented by Personal Injury Protection or PIP insurance.  Personal Injury Protection (PIP) assists in paying for “reasonable and necessary” medical costs for yourself and any of your passengers. New York State law has a minimum requirement of Personal Injury Protection coverage of $50,000.

Buy Discount Auto Insurance Brooklyn NY

Additionally, New York has a minimum limit of $25,000 per person $50,000 per incident of coverage against uninsured and underinsured motorists that insure against bodily injury in an accident from a driver that doesn’t have insurance or enough insurance.

In summary, New York state minimum requirements are as follows: Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25/50/10 coverage in the insurance industry.

Buy Discount Auto Insurance Brooklyn NY

You can obtain discounts for:

  • 1. Age (over 55 discounts)
  • 2. Last 3 year driving history (good driving record)
  • 3. Credit rating (maintain a high credit score)
  • 4. Marital status (married is lower than single)
  • 5. Membership with selected groups that get discounts
  • 6. Region where you live (crime and risk is measured by zip code)
  • 7. Driving less miles (the lower the cheaper)
  • 8. More than one policy with one insurer

Take the time now to get multiple online auto insurance quotes in the Brooklyn area to get the lowest auto insurance premiums possible.  These companies will compete for your business and offer many different options depending on your and your State requirements as discussed above.  As you’ll see, we also offer many different types of insurance if you want to quote them as well.

Simply enter your zip code in the box at the top and you’ll be given a page with a listing of the top companies that service the Brooklyn area and provide highly competitive quotes.  It’s fast, very convenient, doesn’t cost a dime and can likely provide you with substantial savings faster than anything else you could do for your auto insurance.


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Posted in: Auto Insurance, Insurance