average car insurance for a 20 year old male

How Much is Car Insurance for a 20 Year Old Male ?

We get a lot of question posed to us in the insurance forum and one frequent question regarding car insurance for young drivers is: How much is car insurance for a 20 year old male ?

how much is car insurance for a 20 year old maleWhile many young folks come onto the internet to look for specific answers to specific questions, car insurance doesn’t fit into a specific pricing category.  There are many things that car insurance companies have to take into consideration when they’re evaluating the pricing of your premiums for car insurance.  Depending on your driving record, your car, it’s safety features, where you live and more… the cost of car insurance for a 20 year old male will be calculated.  It can vary by a small amount to hundreds of dollars per month, but there is a solution that takes the guess work out of knowing the answer.

Our Rapid Quote Partner Network is a free quoting service that’s provided so you can get the exact cost of your car insurance from multiple companies that essentially are competing for your business without you spending a dime or having to be inconvenienced by meeting with insurance agents to get your quotes.  Literally, within minutes, you can have 3-5 quotes for top tier discount priced online car insurance companies without ever even leaving the comfort of your own home and you’ll know exactly what your car insurance premium will be and it will becustomized to your specific situation when you’re done.

How much is car insurance for a 20 year old male? Do Your Homework…

What you need to understand is that no two car insurance companies quote the same way for car insurance for a 20 year old male.  In fact, when you get 3-5 quotes to make sure you get the best pricing possible you’ll often find that your first quote isn’t your best quote so multiple quotes essentially becomes price shopping and that few extra minutes can save you dramatically on your car insurance.

The added benefits of quoting car insurance for 20 year old males online are huge and include:

  • Price shopping conveniently right from your home computer.
  • Adjusting your coverage amounts to see the effects on your premiums.
  • Adjusting your deductible amounts which is where the most money is saved.
  • Seeing which car models save you the most if you’re car shopping.
  • Including factors such as good student discounts if you’re still in college.
  • Doing your own price comparisons without the pressure of an insurance agent trying to sell you coverage you may not need.
  • You can get quotes for other types of insurance coverages such as homeowners, renters, motorcycle, health insurance and more.
  • It doesn’t cost anything to quote online with us no matter the amount of quotes you get and there is never any obligation to purchase.

All of these reasons are why millions of people today quote their car insurance online and the system will guide you through the entire process after you enter your zip code in the quoting system.

How much is car insurance for a 20 year old male ?  Did You Know…

Many young folks don’t know that car insurance is mandatory in every state and regulated by each state at the state level and each state has minimum requirements that you must have for car insurance.

While the minimums are put into place so that you have basic coverage, most folks increase certain types of coverage where the cost factor can be high in the case of an accident such as the personal injury liability.  If you’re not altogether familiar with the different types of coverage, you can have a quick review of the different types of car insurance coverage here at the link.

How Much is Car Insurance for a 20 Year Old Male ? How to Save Money …

You can save money even if you increase certain types of coverage.  By increasing your deductible to a point that is still comfortable to you, you can save substantially on your car insurance.

Students can save money by maintaining a certain GPA and being on the Dean’s list.

You can drive an older model car that doesn’t have the value of a newer car often can take off your collision insurance coverage if most accidents would total the car.

Keeping a clean driving record is super important so if you get the urge to use your cell phone or text while driving, think again.

The price you pay for car insurance for a 20 year old male should be less than when you were 16 to 19 years old, but the real reductions come to those with a clean driving record when you reach 24 to 25 years old.  Yes, it’s true that all things remaining equal that young women do get better pricing than young men.  Young men statistically take more risks and it’s all a matter of statistics unfortunately.

You get a discount when you get married, though we’re not advocating that you do that to save on car insurance.  Just keep it in mind.

Driving less miles will have an impact on car insurance so if you have the ability to reduce your annual driving miles, take advantage of it.  Other ways of reducing your car insurance quote estimates so you can save money on car insurance for a 20 year old male can be found at the link provided.

By now it should have become pretty obvious that there are a lot of ingredients that go into finding out how much young driver car insurance may cost and many of these factors you have control over and some that you simply don’t.  It makes it all the more important for you to take advantage of our free discount quoting network to get the best pricing possible.  Our network covers the entire United States and the specific area that you live so we hope you take advantage of the opportunity to save that you have with us and most importantly, that you enjoy the savings on your car insurance for a 20 year old male.  Tell your friends, we’ll save them money too!







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Posted in: Auto Insurance, Insurance