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What is PIP Insurance NJ Regarding Auto Insurance?

What is PIP Insurance NJ?

PIP insurance in NJ, which is the acronym for Personal Injury Protection, relates to a type of auto insurance coverage that is also in place in 13 other States as mandated by law.

PIP insurance is a type of insurance that covers you and others in an accident for medical injuries.  PIP pays the medical costs for you and for others covered under your insurance policy if you’re involved in an auto accident.

What is PIP Insurance NJ?

PIP insurance coverage is sometimes called “no-fault” coverage because it pays your own medical expenses no matter who caused the auto accident. PIP has two parts — (1) coverage for the cost of treatment you receive from hospitals, doctors and other medical providers and any medical equipment that may be needed to treat your injuries and (2) reimbursement for certain other expenses you may have because you are hurt, such as lost wages and the need to hire someone to take care of your home or family.

You would also be wise to get liability coverage in the even that you are at fault in a car accident where injuries occur and you are sued for damages specifically attributed to your actions.

We often get the questions, What is PIP insurance coverage? from folks who live in the states where it applies such as New Jersey, Florida, Michigan, Minnesota and others.  To research more about PIP Insurance coverage in New Jersey and what all of your insurance options are in New Jersey you can click here for detailed information.

Obtaining your insurance quote here at OnlineInsuranceAgents.net is fast, free and offers coverage from the top companies that service the State of New Jersey.  Simply enter your zip code at the top of our website and you’ll be taken to the page where the providers are.  Simply click go and fill out the easy request forms provided.

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Posted in: Auto Insurance, Insurance