auto insurance arkansas

Compare Auto Insurance Arkansas for the Lowest Rates

Compare Auto Insurance Arkansas

When you’re ready to get serious about reducing your auto insurance expense in Arkansas, take the time to compare auto insurance Arkansas and the savings can be substantial.  Here at OnlineInsuranceAgents.net we offer the low cost insurance in Arkansas for good drivers from top companies that service your State.

The State of Arkansas is a tort law State.  What that means is that if you’re at fault in a car accident, you and your auto insurance company will bear the full costs for all parties involved.  This is in contrast to no-fault states where those folks also have to get personal injury protection insurance or (PIP).  They don’t, from an insurance standpoint, assign fault and thereby liability to the person responsible for an accident.

Compare Auto Insurance Arkansas

The school of thought for many that know insurance is that auto insurance in Arkansas as a tort State is a better method of assigning responsibility and cost to the driver and their insurance company in the case of an accident because the bad drivers bear the cost for their own actions instead of all drivers bearing the cost by having to acquire PIP coverage.  Arkansas is one of about 37 States that are tort law States.

As a result when you are seeking discount auto insurance in Arkansas, you’re also going to want uninsured and under insured driver insurance.  How many people do you know that have been in accidents and the driver at fault didn’t even have insurance.  While it’s a fact that insurance is required by law, people break the law all the time. That’s where this coverage will be your friend.  It’s not required, but it’s a great idea to have it.

Compare Auto Insurance Arkansas

Arkansas state law requirements mandate a minimum of coverage of Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.

Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit

For Arkansas residents we offer extremely competitive online quotes right here on our website.  Auto insurance, as with most types of insurance are quoted for your location.  That’s why it’s necessary to type in your zip code.  When you go to select your insurance you’ll also see that we offer insurance for business, health, life, home and more.  Getting the quotes is free and fast so you can begin saving as soon as today from the convenience of your own home.

 

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