How Much is Car Insurance for a 17 Year Old Male or Female

how much is car insurance for a 17 year old male or femaleYou know it used to be rare that we would get the question of, “How much is car insurance for a 17 year old ?” pretty infrequently.  Today, finding out how much car insurance is for a 17 year old male or female is a much more frequent question than ever before as young adults are looking to become more independent whether it’s by choice or necessity.

As a young adult, making a smart financial decision about something as important as a mandatory cost throughout your life such as car insurance is critical.  In one year, by doing your homework through a free and fast quoting system like our Rapid Quote Partner Network, you can save $300 to $800 per year easily.

By getting multiple free quotes from our discount top tier car insurance partners like Geico, Nationwide, 21st Century, Progressive and others, you can price shop right from the comfort of your own home in just minutes when you have time at your convenience.  Over your lifetime, getting multiple quotes to price shop for car insurance can save you 10’s of thousands of dollars.  What could you do with that money when you’re 40 or 50 years old?

Finding out how much is car insurance for a 17 year old male or female will give you a pleasant surprise, but only when you get 3 or 4 quotes online.  What you’re essentially doing is having the best discount car insurance companies compete for your business and the best part is you’ll know for certain that you got the best car insurance for a 17 year old possible.

How Much is Car Insurance for a 17 Year Old Male?

It’s probably no secret to you that car insurance for a 17 year old male is more costly than it would be for a 20 to 25 year old with the same driving record that lives in the same location.  Please do understand that where you live does have an impact on your car insurance and it can be pretty extreme in some cases.

If you take the price of car insurance for a 17 year old male that lives in large highly populated metro area, your car insurance will be much higher than car insurance for a 17 year old that lives in a rural lightly populated area.  The reason is that the cost and amount of claims for accidents, vandalism and theft is simply statistically higher in the higher populated locations.

How do you combat higher costs of car insurance as a 17 year old male?

You shop.  You price compare.  What you likely don’t know is that car insurance companies don’t quote car insurance the same way.  Prices can vary considerably.  When you get multiple quotes through our Rapid Quote Partner Network, you likely won’t get two quotes that are the same and much of the time your first quote isn’t your best quote, so you don’t just want to stop at one quote.  You need to get at least 3 quotes.  If you get two with one being higher than the other, getting a third will at least confirm what quote is the lowest for the coverage that you need.

Unfortunately, car insurance for a 17 year old boy is going to be slightly more expensive than car insurance for a 17 year old girl.  Young men have more claims than young women and statistically that means that young men are either less attentive or more likely are willing to drive faster and take more risks.  Unfortunately, you’re at the mercy of other people’s actions.  Bottom line is that you have to work within the system that exists so getting multiple quotes online without the pressure of insurance agents is your best way to get the best price possible.  Make sense?

How Much is Car Insurance for a 17 Year Old Female ?

The fortunate aspect of finding out the cost of car insurance for a 17 year old female is that you’re going to save about 5%-10% over your male 17 year old male counterparts.  While this has held true for a long time, things change, and with the advent of texting while driving, young women are often making the choice to text and drive and this trend may change over time.  For now, studies have shown, young women have the safer driving records.

There are many ways that you can save money on your car insurance cost estimate as a 17 year old female.  While getting multiple quotes online is the best way to save hundreds of dollars quickly and easily, there is a whole host of other ways to save even more.

If you’re new to car insurance and would like a quick primer on the types of car insurance that exist so you’re prepared to quote when the time comes, the link above will take you to that information.

How Much is Car Insurance for a 17 Year Old Male or Female ? How to Save !

Drivers who have a very short commute could potentially qualify for a special discount on their car insurance based on their low mileage. Oftentimes, you will have to drive less than 7,500 miles in a year to avail yourself of this discount. You might also get a commuter discount if you take public transportation.

There are driving courses available that can lower your insurance policy premium. Not only do many providers offer a discount for completing such a course, but you will also learn to become a better driver. This type of course if offered by a variety of local driving schools. You can also find them online.

Perhaps you are considering going without collision insurance in order to reduce your insurance costs; however, if you are involved in an accident and it is your fault, you will be required to pay the entire cost of having your car repaired. It’s harder to pay a bill fully than to just pay a smaller amount on your premium.

In order to ensure proper coverage, discuss potential vehicle customization with an insurance agent in advance. You can lose a lot of money if you have invested in expensive add-ons and upgrades in a car that ends up stolen.

Understand the coverages on your auto insurance policy to make sure you are adequately covered for any unforeseen events. Auto insurance usually includes coverage for bodily injury and medical expenses. However, certain optional protections, such as comprehensive or collision coverage, may not be part of your policy if you do not specifically ask for them. Appropriate coverage is essential because if your coverage is basic, it may not cover the claim under certain circumstances.

Keeping a clean driving record will help you keep your insurance premium as low as possible. You can earn a good-driver discount if you keep out of accidents and stay traffic violation free. Driving poorly can be an expensive habit. The fewer tickets and accidents you have, the less you will have to pay for insurance.

All insurance companies have different algorithms for calculating insurance. You may have to pay a larger premium than a better driver, but not by much. Some companies specialize in getting good rates for not-so-perfect drivers.

Ideally, you have learned information in this article that will assist you in making better auto insurance decisions regarding how much is car insurance for a 17 year old. The more one learns, the better decisions he or she will be able to make. You can share these tips with your relatives and friends so they can benefit as well.




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Posted in: Auto Insurance, Insurance