Whether you live in Seattle, Tacoma, Spokane, Vancouver or anywhere in the beautiful State of Washington, we offer cheap car insurance in Washington State from our discount Rapid Quote Partner Network of top tier insurance companies for all of Washington State. Our Rapid Quote system is fast, convenient and free no matter how many quotes you get and there is never any obligation to purchase. If you’re new to online quoting, you’re joining millions of people worldwide that now quote their insurance online before making a purchase because of the competitive nature of having multiple companies compete for your business ensuring you get the lowest car insurance quote possible for your unique situation.
Cheap Car Insurance in Washington State
In all of our articles we make the assumption that your somewhat new to insurance and have really not really done your own online quoting before. It’s important to educate you about the type of insurance coverage available, what the Washington State car insurance requirements are and how you can save when your quoting.
It doesn’t matter if you’re looking for quotes for car insurance in Tacoma, car insurance quotes in Seattle or car insurance quotes in Spokane, the process works the same way but the location where you live is significant for a couple of reasons that we’ll touch on.
First, your zip code identifies where you live and allows our system to display the companies are offering discounted quotes at the current time so that you can select them to receive online quotes. Companies like Progressive, Geico, Nationwide, State Farm, 21st Century and more. A number of these companies only offer insurance online and their quotes can be dramatically lower than companies.
The second reason you quote with your zip code for your location when quoting car insurance in Washington State is because the zip code is used by insurance companies for tracking claims data. Claims for accidents as well as claim rates for auto theft and vandalism all factor into the foundation of your quote.
Cheap Car Insurance in Washington State – How it Works
Understanding how car insurance works isn’t complicated, but as anyone who is new to a subject knows, it pays to find out more. We’re going to assume that you could use a primer about auto insurance so you quote as accurately as possible for your situation when it comes to balancing your coverage with your budget.
If you’re tight on time, you can find out quickly how cheap car insurance in Washington State works by just getting an overview about the types of car insurance available. We’ll discuss shortly, what the Washington State car insurance minimum requirements are that affect you as a resident.
If you have a bit more time, I urge you to watch this fantastic video that we offer to you called Car Insurance 101.
It’s about 7 minutes long and well worth the watch if you have a few extra minutes and it’s really put in understandable terms. You’ll come away understanding everything you need to know about the various types of car insurance you may need.
Cheap Car Insurance in Washington State – State Requirements
Since every State regulates their own insurance requirements, Washington State has their own unique requirements as well. Knowing what the basic requirements are will allow you to know what to get to begin and you can build your policy from there.
Washington State operates under a Tort system. These vary from State to State and most States operate under this type of system. What it means is that if you get into an accident, the party at fault and their insurance company will be responsible for all costs related to the damages associated with the accident.
While coverage known as uninsured and under insured motorist coverage is always a good idea to have, Washington State doesn’t require this coverage. There are many people that drive with too little insurance coverage especially for personal injury coverage and even though car insurance is required in Washington State, there are drivers that still drive without insurance at all. This added coverage is very inexpensive to add to your policy and highly suggested that you get it.
Washington State also mandates a minimum Bodily Injury Liability limit of $25,000 per injured person up to a maximum of $50,000 per accident, and Property Damage Liability insurance with a minimum limit of $10,000. This basic coverage is often referred to as 25/50/10 coverage.
The great part about online quoting is that you can adjust these limits and other variables such as your deductible to build the perfect policy for your situation as you’re quoting.
How to Save Money While Quoting your Car Insurance in Washington State
Saving money on your car insurance as a Washington State resident is really at the heart of the matter, isn’t it? There are many ways to save and while a younger person may pay a higher base premium than a seasoned driver with a clean driving record, younger drivers can save using these tips as well.
Car insurance is a safety and risk rating issue. The less you drive, the more you save. The safer you drive, the more you save. The more your deductible is, the lower your premium will be. If you want to find out the top 10 ways to save on your cheap car insurance in Washington State just click on the link to another of our articles. In fact, that article will give you some powerful reasons why online quoting is collectively saving people millions of dollars on their car insurance premiums.
We hope you enjoyed this information. We believe in empowering people to the fullest so that you can make the best decisions possible for you and your family. If you need any other types of insurance, we offer most every type of free insurance quotes possible on our quoting system. Thanks for stopping by and we hope you enjoy the savings.