We offer some of the cheapest auto insurance in Detroit MI through our rapid quote insurance partner quoting system. As easy as it may seem to go to a local agent, receiving multiple quotes on our insurance quoting system is fast, accurate, free and allows you to get multiple quotes in minutes ensuring you get the best quotes possible for your situation.
Cheap Auto Insurance Detroit MI
When you’re trying to save money by searching for low cost auto insurance in Detroit, you need to be aware that companies have different policies and different pricing models. We deal with a number of top National auto insurance carriers that service the Detroit metro area and suburbs and provide some of the most competitive quotes you’ll find anywhere on the internet, much less from a local agent.
Online quoting auto insurance in Michigan is done thousands of times per day from people that have already experienced the savings possible when you have top insurance companies quoting your business. Logically, there is no other way to make sure your quote is the lowest possible and insurance is a fixed cost in everyone’s budget making it very wise to shop for the best rates.
Cheap Auto Insurance in Detroit MI-Michigan No Fault Insurance
Michigan as in every other state has their insurance industry regulated by the State for the benefit of their consumers. Michigan follows a no-fault system when it comes to auto insurance. This means that your insurance company will pay your claims for damage and injury up to your limits no matter who is at fault for the accident.
To pay for any additional medical costs and work loss benefits, Michigan requires it’s drivers to also carry personal injury protection or PIP insurance coverage. PIP insurance in Michigan is a requirement and is primary added coverage.
Cheap Auto Insurance in Detroit MI-Minimum Requirements
Michigan state law requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 20/40/10 coverage.
Additionally, you should seriously consider adding uninsured and underinsured motorist protection to your policy in case you get into an accident with someone in one of these categories.
Finding the cheapest auto insurance in Michigan is important, but making sure you have the right coverage at the best price is really what it’s all about. Take the time now to get multiple quotes from our Detroit providers and the system we have in place will guide you every step of the way. We hope you enjoy the savings.